Short answer: Most Indian cards quietly add 2 to 3.5% forex markup plus fees on every overseas spend. The Scapia credit card charges zero forex markup and adds travel rewards, which makes it one of the most travel-friendly cards for Indians in 2026. Terms change, so always confirm the latest before applying.
If you travel abroad from India, the biggest silent cost is not flights or hotels. It is the forex markup baked into almost every card swipe and ATM withdrawal overseas. This guide breaks down that cost, how the Scapia card removes it, and whether it is worth it for you.
Heads up: this post contains an affiliate referral link. GlobeDude may earn a reward if you apply through it, at no extra cost to you. This is general information, not financial advice, so check Scapia’s current terms and pick what suits you.
